Analisis Pengaruh Risk Profile, Good Corporate Governance, Earning, Capital (RGEC) terhadap Kinerja Keuangan pada Bank BUMN Periode 2017-2021

Aura Herbiana Rachman; Triyono Adi Tristanto

doi:10.55681/economina.v3i7.1404

Authors

Aura Herbiana Rachman Institut Bisnis dan Informatika Kosgoro 1957
Triyono Adi Tristanto Institut Bisnis dan Informatika Kosgoro 1957

DOI:

https://doi.org/10.55681/economina.v3i7.1404

Keywords:

Capital, Earning, Good Corporate Governance, Return on Assets, Risk Profile

Abstract

Finding out how RGEC affects financial performance is the objective of this study. This study's methodological approach was quantitative, relying on secondary data as the primary source. Partial analysis of the NPL variable resulted in a calculated t value of -5.075, smaller than the t table of -2.120. In addition, the recorded significance level was 0.000, well below the 0.05 threshold. Therefore, it can be concluded that ROA is significantly and negatively affected by the NPL variable. A significant threshold value of 0.307, which exceeds 0.05, indicates that GCG has no real impact on ROA. On the other hand, NIM significantly influences ROA, as indicated by the significance threshold of 0.014, which is lower than 0.050. In addition, CAR does not significantly influence ROA, with a significance level of 0.194, which is higher than 0.05. However, at a shallow significance level of 0.000, which is far below 0.05, RGEC strongly influences ROA.

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